Homeowners Insurance in and around Saint Charles
Saint Charles, make sure your house has a strong foundation with coverage from State Farm.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- Saint Charles
- Saint Peters
- Cottleville
- Wentzville
- Saint Louis
What's More Important Than A Secure Home?
There's truly no place like home. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the trusted name for homeowners insurance. State Farm Agent Mike Skelton is your understanding authority who can offer an insurance policy adjusted to fit your specific needs.
Saint Charles, make sure your house has a strong foundation with coverage from State Farm.
The key to great homeowners insurance.

Safeguard Your Greatest Asset
Mike Skelton can walk you through the whole coverage process, step by step. You can have a straightforward experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your appliances, linens and electronics. Protect your family keepsakes—like pictures and collectibles. Protect your hobbies and interests—like sports equipment and tools. And Agent Mike Skelton can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unexpected can happen. But with State Farm, you're always prepared, so you can laugh and play knowing that your belongings are protected. Additionally, if you also insure your SUV, you could bundle and save! Contact agent Mike Skelton today to go over your options.
Have More Questions About Homeowners Insurance?
Call Mike at (636) 441-1488 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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How to identify poisonous plants and flowers
Aside from poison ivy and oak, be aware of these other poisonous plants that can be toxic to humans and pets.

Mike Skelton
State Farm® Insurance AgentSimple Insights®
What causes household mold?
What causes household mold?
Here are ways to cleanup and prevent household mold.
How to identify poisonous plants and flowers
How to identify poisonous plants and flowers
Aside from poison ivy and oak, be aware of these other poisonous plants that can be toxic to humans and pets.